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AIVAA™ — OUR AI VALUES YOUR PROPERTY IN MINUTES. NO $3,000 APPRAISAL, NO THREE-WEEK WAIT

Third-Party Fee Policy

Effective September 1, 2026. Portal fees are published on the pricing policy.

CR Equity AI does not collect third-party appraisal fees. When an appraisal is required, the AMC bills the borrower directly. Diligence that CR Equity AI performs itself is covered by the portal fees on the pricing policy — not by a separate third-party surcharge collected here.

Appraisal payment

  • DSCR files require an appraisal. After the order is placed, the AMC sends the pay link to you. CR Equity AI records order and payment status and does not collect the funds.
  • All other loan types are on the AIVAA path. CR Equity AI does not charge an appraisal fee on those files.

Third-party reports

CR Equity AI does not accept or transfer third-party reports.

All diligence is conducted independently using internal proprietary systems and external diligence resources.

This diligence includes, but is not limited to:

  • Appraisals (AMC-ordered; billed to you by the AMC)
  • Broker Pricing Opinions
  • Environmental Reports
  • Feasibility Analysis
  • Title & Escrow Documentation
  • Surveys
  • Financial information and data reviews

What the portal charges

  • $599 Application Fee — due at execution of the term sheet, not at application submission. Covers background, credit, legal, and lien search. Non-refundable once collected, subject to the experience/loyalty credit below.
  • $999 AIVAA fee — charged on every loan type other than DSCR. Not charged on DSCR files.

These are portal fees, not third-party transfers. Origination, the $999 technology fee, servicing, and exit remain loan economics on the pricing policy.

Experience and loyalty credit

If you have a previously closed transaction with CR Equity AI, or three or more verified completed projects in the last 36 months, the $599 Application Fee is not collected up front. It appears as a credit at closing on the settlement statement. The credit applies to the Application Fee only.

Discretionary Credit or Platform Points

CR Equity AI may, at its sole discretion, issue credit or platform points to users on a case-by-case basis. This discretionary relief is considered an accommodation, not a requirement, and is not guaranteed. The published experience/loyalty Application Fee deferral is a separate, stated policy.

Acceptance of Terms

Use of the platform — including accessing, interacting with, or conducting business on the platform — constitutes acknowledgment and acceptance of these terms.

For questions regarding this policy, please contact support@crequity.ai