PurchaseBuy a CRE/Residential Investment Property
You found a deal and the seller won't wait. Close in ~10 days, not months — no income verification, soft credit pull, direct lender.
~10 days typical close
AIVAA™ — OUR AI VALUES YOUR PROPERTY IN MINUTES. NO $3,000 APPRAISAL, NO THREE-WEEK WAIT
Get funded
See your number without a hard credit pull. Match your situation below and we’ll scope the application around it — no product jargon up front.

Tap a situation and the application opens scoped to it. You won’t be asked to choose again.
PurchaseYou found a deal and the seller won't wait. Close in ~10 days, not months — no income verification, soft credit pull, direct lender.
~10 days typical close
Fix & FlipOne loan covers the purchase and the rehab budget. Close fast, keep your capital free, and move to the next deal.
Funded in 24-48 hrs
DSCR RefinanceBetter rate or cash-out equity — qualified on the rent, not your tax return. Built for self-employed and 1099 investors.
Qualified on rent, not tax returns
F.L.E.X. 50™Asset-based purchase and rehab — qualified on the property, not your paperwork. Light docs so you close when the deal won’t wait.
Up to 50% LTV · Funded in 24-48 hrs
ConstructionFor empty land, a tear-down, or a build you plan to sell. We pay for the land and the build in steps as you finish each part.
Milestone draws · own capital · hold loan day one
Small Balance CommercialCommercial debt for income-producing property — structured to close on your timeline, not the bank’s.
$100K-$100M · up to 80% LTV · from 11%
BusinessWorking capital, equipment, or growth capital. No property required — a 2-minute application and a decision in 4 hours.
Up to $10M · decision in 4 hrs
Still not sure which one fits? Tell us what you’re trying to do and a specialist will work it out with you.
What happens next
The property, the numbers, and what you're trying to do. Two minutes, and no hard credit pull.
AI-led underwriting sizes the loan against the asset and your track record — not your pay stubs.
A number you can act on, with the documents we need to get to funding listed up front.