Flex 50™ — Fastest CRE Bridge, 24–48 Hour Funding
Up to 50% LTV • Minimal underwriting • Flat 15% • 6 points • 12-month prepaid interest reserve • First-position lien • No minimum FICO. If it has value, land, or cash flow — Flex 50™ can fund it.
Why Choose CR Equity AI for Flex 50™ Loans
Fast decisions, automated underwriting, and flexible capital for investors, developers, and business owners
AI-Powered Underwriting
Term sheets in minutes, not weeks. Our AI analyzes your deal instantly — no paper-pushing, no waiting.
24–48 Hour Funding
Title-clear means funding. We move fast because distressed situations do not wait.
Nearly Any Asset Class
Multifamily, SFR investment, townhomes, retail, hospitality, gas stations and C-stores, industrial and warehouses, data centers, office, marinas, medical facilities, raw and unentitled land, portfolios, REO, distressed assets, cash-flowing businesses, and specialty assets.
No Income Docs Required
No tax returns. No W-2s. No bank statement programs. Just the asset and your exit strategy.
Key Program Highlights
Flex 50™ — up to 50% LTV, minimal underwriting, 24–48 hour funding
Is Flex 50™ Right for Your Deal?
Review the eligibility criteria before applying.
Eligible
- Entity borrowers (LLC or Corporation)
- Non-owner occupied and business-purpose commercial assets
- First-time and experienced investors
- Clear title — title-clear means funding
- Distressed, auction, payoff, and time-sensitive situations
- Cash-flowing businesses and specialty assets with collateral value
- Any credit profile (no minimum FICO)
Not Eligible
- Consumer-purpose loans
- Deals where we cannot hold first-position lien
- RV parks and mobile home parks (see Non-QM program)
When Flex 50™ Makes Sense
Purpose-built for time-sensitive and distressed situations.
Bridge-to-Stabilization
Capital to lease up, finish work, or stabilize before longer-term takeout.
Cash-Out for Business Expansion
Pull liquidity from real estate to fund operations, growth, or new acquisitions.
Liquidity for Acquisitions
Fast capital to secure the next asset while other financing comes together.
Customer Speak
Real experiences from real estate investors like you
Frequently Asked Questions
Everything you need to know about the Flex 50™ program.
Minimal documentation. Clear title, property info, entity documents, proof of liquidity, and exit strategy. No income verification, bank statements, or W-2s.
Once title is clear, we can fund in 24–48 hours. Our AI-powered underwriting generates term sheets in minutes, not weeks.
Flex 50™ is designed for speed and flexibility in distressed or time-sensitive situations — not long-term holds. The pricing reflects minimal underwriting, fast execution, and broad asset coverage.
No minimum FICO requirement. We are asset-based lenders — we underwrite the deal, not just the borrower.
Yes. Many borrowers use Flex 50™ as bridge financing, then refinance into our BTFU™ or Non-QM programs once stabilized.
Ready to Move Fast?
AI underwriting, instant term sheets, and title + appraisal integration — funding in 24–48 hours when title is clear. Built for real-world deals.