Crypto-Backed Loan — Unlock Liquidity Without Selling
Leverage digital assets without selling them. Liquidity from $25,000 USD equivalent to large institutional sizes—AI-powered underwriting, transparent terms, and no hidden margin calls. No daily mark-to-market harassment: reasonable price floors and action only at critical levels, with alerts first. No prepayment penalty—repay anytime and recover collateral.
Keep Your Crypto. Unlock Cash Instead.
| Selling Crypto | Crypto Loan (40% LTV) | |
|---|---|---|
| Tax treatment | Taxable event (capital gains) | No tax trigger from a sale |
| Future upside | You exit the position | Keep full upside on collateral |
| Re-entry | Buy back later at market prices | Repay and recover collateral |
| Cost | No loan interest | From 9.99% APR—often lower than tax plus re-entry cost |
Why Choose CR Equity AI for Crypto Loans
Fast decisions, transparent LTV, and custody you can trust—without selling your digital assets
Same Fast Process as Our CRE Loans
Decision in minutes and funding in 24–48 hours—the same team behind our Inc. 5000 CRE lending. Human support explains every number before you sign.
From 9.99% Fixed APR
Competitive with CeFi lenders, without hidden fees. Transparent pricing and fixed-rate clarity.
Keep Upside on Your Collateral
Benefit from price appreciation while you borrow. Transparent 40% max LTV gives a comfortable buffer against volatility—no hidden margin calls.
Fully Asset-Based Custody
No credit check—only source-of-funds verification. Collateral goes to segregated, multi-sig custody. We do not rehypothecate your crypto.
Loan Terms & Parameters
Up to 40% LTV, fixed APR from 9.99%, 1–24 month terms, USD or USDC payout—no daily mark-to-market harassment.
Eligibility & Collateral
Liquid assets, clear compliance, and room to manage volatility.
Eligible
- Borrowers pledging liquid, transferable BTC, ETH, Solana, Tron, or USDC
- Loan sizes from $25,000 USD equivalent through large institutional amounts
- Top-ups allowed anytime to maintain LTV
- Most non-US residents eligible, subject to OFAC and compliance checks
- Legitimate use of funds—including real estate, business, tax planning, trading, DeFi yield, personal liquidity, and opportunistic purchases (not limited to business-only policies)
Not Eligible
- Staked ETH, locked tokens, or illiquid / non-transferable derivatives
- Collateral we cannot custody under program and compliance rules
- Structures outside stated LTV, term, and risk parameters
What You Can Do With the Funds
Use crypto-backed capital for almost any legitimate purpose—without a restrictive business-only policy.
Business Working Capital
Working capital, equipment, and operations—use proceeds where they matter.
Trading & DeFi Yield
Liquidity for trading or yield strategies while keeping your core position.
Personal Liquidity
Renovations, debt consolidation, education—legitimate personal use cases.
Client Perspectives
Speed and clarity from borrowers who chose asset-based liquidity.
Frequently Asked Questions
Minimums, collateral, liquidation, geography, and process.
1) Apply—a 2-minute form with amount, term, and collateral type. 2) AI underwriting—instant LTV and APR offer. 3) Deposit collateral to a segregated, multi-sig custody account. 4) Receive funds in USD or USDC, often within 24 hours (24–48 hours typical). No prepayment penalty—close early and recover collateral immediately.
$25,000 USD equivalent in BTC, ETH, Solana, Tron, or USDC.
Yes—you can top up collateral at any time to maintain LTV.
No. Your collateral is held in custody solely for your loan.
We use a 40% initial LTV and a liquidation threshold at approximately 70% LTV. You receive alerts before any action, and you can add collateral or partially repay.
Yes—most non-US residents are eligible, subject to OFAC and compliance checks.
Only liquid, transferable assets qualify—no staked or locked derivatives.
Ready to Unlock Liquidity Without Selling?
Speak with our crypto lending desk—the same team behind our Inc. 5000 CRE lending. CR Equity AI: transparent capital for real estate, business, and digital assets.